| Author |
Message |
    
Mr. Reingold
Citizen
Username: Noglider
Post Number: 323
Registered: 1-2003
| | Posted on Monday, August 4, 2003 - 5:39 pm: |     |
Wow, my car insurance just went up about $27 a month, because I moved from Edison to Maplewood. I guess crime is higher here. Or the actuarial tables say it is, but is it?
My insurance is with State Farm.
Tom Reingold
|
duncanrogers
Citizen
Username: Duncanrogers
Post Number: 645
Registered: 12-2001
| | Posted on Monday, August 4, 2003 - 7:29 pm: | |
Mr. Reingold, didn't you used to be Tommy?
Anyway.. Yes you now live in the same county as Newark, one of the car theft capitals of the country. Thats what you are paying for. |
jfburch
Citizen
Username: Jfburch
Post Number: 683
Registered: 6-2001
| | Posted on Monday, August 4, 2003 - 7:33 pm: | |
There was a thing in the NJ section of the Times last week (?) to the effect that the actuarial tables are decades old and in the process of getting updated. Not sure if it will help or hurt.....but the suggestion was that the rates in some of the western burbs are artificially low at this point. |
AZ
Citizen
Username: Azaltsman
Post Number: 168
Registered: 1-2003
| | Posted on Sunday, August 10, 2003 - 12:44 pm: | |
Tommy,
Check out Liberty Mutual or Prudential. I think they are better then State Farm. Sadly enough, when I moved from Manhattan my car insurance only went down by $500/yr. |
themp
Citizen
Username: Themp
Post Number: 135
Registered: 12-2001
| | Posted on Monday, August 11, 2003 - 5:48 pm: | |
If you or either parent were ever in the military, check USAA out. |
amandacat
Citizen
Username: Amandacat
Post Number: 194
Registered: 8-2001
| | Posted on Monday, August 11, 2003 - 5:59 pm: | |
Try PLI (Private Lines Insurance)in Warren -- we went with them based on a recomemndation from MOL, and their rates for our two cars (new Civic, old Wrangler) were close to half of what State Farm wanted to charge us, for even more coverage. |
gozerbrown
Citizen
Username: Gozerbrown
Post Number: 176
Registered: 3-2002
| | Posted on Monday, August 11, 2003 - 6:16 pm: | |
I'm not sure if State Farm is writing new policies in New Jersey. Last year, we were dropped from them despite both of us having clean driving records. We went with Encompass Insurance and are paying about the same as State Farm, I think. The agent is Warren Reiner in Springfield. |
6yearrez
Citizen
Username: 6yearrez
Post Number: 10
Registered: 9-2001
| | Posted on Monday, August 11, 2003 - 9:02 pm: | |
themp,
what is USAA? What does it stand for?
Thanks! |
Deacon Blues
Citizen
Username: Deacon_blues
Post Number: 2
Registered: 8-2003
| | Posted on Tuesday, August 12, 2003 - 11:46 am: | |
I used insurancestart.com last year to find a new insurance company when AIG doubled my premium for no clear reason. My premium was cut in half and my coverage levels doubled. Give it a try. |
themp
Citizen
Username: Themp
Post Number: 137
Registered: 12-2001
| | Posted on Tuesday, August 12, 2003 - 12:36 pm: | |
Read all about it:
https://www.lc.usaa.com/inet/lcs_corp/Logon
Provides insurance services to military personnel, and their children. You need serial number and a letter from the service person. |
jeanneh
Citizen
Username: Jeanneh
Post Number: 29
Registered: 6-2002
| | Posted on Wednesday, August 13, 2003 - 10:12 am: | |
If you are a AAA Member for at least 6 months you can get insurance from them at a much lower rate.
It's even worth the $71 membership fee.
You also get discounts on hotels and car rentals, as well as who to call for road side assitance or towing.
check it out |
Closed: New threads not accepted on this page