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heart rn
Citizen
Username: Heart_rn
Post Number: 176
Registered: 2-2003
| | Posted on Saturday, May 13, 2006 - 5:01 pm: | 
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I signed on line this morning to check my account balance hoping it had grown mysteriously overnight, and found 4 charges to an online poker game site. What the H is up with that? I called the bank and discovered that someone obviously has my account # and is letting it ride. Now I am freaked about ordering stuff online. I don't do a whole lot of that anyway, but jeez..... They spent $900.00 in two days. I also called the online poker place to give them a heads up, but the woman sounded totally clueless and just kept asking me for my account # with them. I tried telling her I didn't have one, but someone does and they are using my credit card fraudulantly, but she just couldn't get it. Has this type of thing ever happened to anyone else? |
Duncan
Supporter
Username: Duncanrogers
Post Number: 6339
Registered: 12-2001
| | Posted on Saturday, May 13, 2006 - 5:20 pm: |
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Yup...Happened to me. Someone got my CC# from a small site that sells jewlery and suddenly my credit card company, to their credit (pun intended) called me to ask if I was vacationing in Santa Barbara as someone was buying a ton of surfing and fishing equipment.
Fraud dept was FANTASTIC about dealing with it, immediately shutting down the account and issuing a new card.
Sorry to hear about this...good luck resolving it! |
emmie
Supporter
Username: Emmie
Post Number: 746
Registered: 3-2002
| | Posted on Saturday, May 13, 2006 - 7:29 pm: |
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Is this your bank card from your actual bank account that they are using or a regular credit card? Either way you need to close the account down right away. I assume you have done that already. Having been a victim of ID theft, this type of situation can cause major problems for years to come. FWIW, I have read that one should never use their actual bank debit card for online purchashes.
Also, you should call the credit companies and place a fraud alert on all your accounts
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Southerner
Citizen
Username: Southerner
Post Number: 1072
Registered: 2-2004
| | Posted on Saturday, May 13, 2006 - 8:03 pm: |
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I use a credit card with a $500 credit limit for on-line or shady locale transactions. It's not just the internet. It could be a restaurant or gas station. Don't think it could have only gotten into the wrong hands through the internet. I use my "throw down" non-debit, credit card whenever I get that feeling that I should, ie, unfamiliar gas station, store on the other side of town, shady looking wait staff. You get the idea. And if you use a debit/credit card then may Allah help you if someone gets your PIN. I also use cash often to avoid the theft of opportunity. |
Strings
Supporter
Username: Blue_eyes
Post Number: 860
Registered: 4-2004
| | Posted on Sunday, May 14, 2006 - 9:23 am: |
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Some credit card companies can create virtual numbers, expiration dates, and verifications codes through their website for online purchasing. I know that Chase does this, and I think there's another one too. You might want to check on the credit card's website to see if this is available when purchasing from smaller online vendors. |
Bob K
Supporter
Username: Bobk
Post Number: 11500
Registered: 5-2001
| | Posted on Sunday, May 14, 2006 - 10:48 am: |
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We had our first brush with this last Saturday. We got a call from American Express asking if my wife had tried to charge gasoline at two different stations the Thursday before. She hadn't, and she had the card in her pocketbook. They cancelled the card and express mailed her a new one.
Can't wait to see what charges are on our bill when we get it next week, I think.
Mrs. K doesn't use the AmEx card very often. The last time she used it was at Costco a couple of days before the incidents. She uses a debit card, which I explained isn't covered by the limitations on credit card charges to the best of my knowledge. |
Lizziecat
Citizen
Username: Lizziecat
Post Number: 1228
Registered: 5-2003
| | Posted on Sunday, May 14, 2006 - 10:59 am: |
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This happened to me a few months ago. Someone was using my AmEx card number to hire limosines and set up Federal Express accounts in my name. American Express gave me a new card, but FedEx wouldn't do anything to help me. Almost every day I had to call Fed Ex to cancel a new account that had been set up. Finally, following the advice of people from this board, I called the police. I really didn't think that the SO police would be interested, but they were. A cop came to my house and took all my information, and my problem with FedEx was over. |
CFA
Citizen
Username: Cfa
Post Number: 1639
Registered: 5-2001
| | Posted on Monday, May 15, 2006 - 4:38 am: |
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Southerner....."store on the other side of town?" WTF! |
musicme
Citizen
Username: Musicme
Post Number: 1679
Registered: 5-2001
| | Posted on Monday, May 15, 2006 - 12:02 pm: |
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And I thought from the title of this thread it was about the CIA... |
Tom Reingold
Supporter
Username: Noglider
Post Number: 14273
Registered: 1-2003
| | Posted on Monday, May 15, 2006 - 12:24 pm: |
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Good idea, Southerner. I think I'll go lower my limits. Who needs all that much credit, anyway? I'm serious.
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The Notorious S.L.K.
Citizen
Username: Scrotisloknows
Post Number: 1405
Registered: 10-2005
| | Posted on Monday, May 15, 2006 - 12:36 pm: |
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A young cashier in Penn "forgot" to give my wife"s debit card back abotu a year ago. Either he/she or friends went on a shopping spree on their way back to Brooklyn. It was amazing that you actually follow their path based on where they made the charges.
Citibank was cool about it and reimbursed us our money pretty quickly. Thank god we were switching banks so we had little money in the account.
-SLK
Good idea Southerner... |
Tom Reingold
Supporter
Username: Noglider
Post Number: 14276
Registered: 1-2003
| | Posted on Monday, May 15, 2006 - 12:38 pm: |
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Firstly, I should have apologized to you first, heart rn. I hope you get this totally straightened out, and quickly.
Secondly, let me warn folks about debit cards. They don't have as many protections as credit cards do. I converted my debit cards to ATM-only cards. They work in supermarkets for purchases, but nowhere else.
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Bajou
Citizen
Username: Bajou
Post Number: 334
Registered: 2-2006
| | Posted on Monday, May 15, 2006 - 12:43 pm: |
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Just had that happen to me and it turns out the info was stolen when I drove to Annapolis at a Rest-stop. Same thing though Bank of America closed my card and account immediately. When I try to take money out it told me I was barred. Then I called them up and they explained that I hard over 50 charges from all over the country hitting my account. Thank god none went through due to the fraud watch. They told me to be aware of small stores that still use the manual machine to run the card through.
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