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M-SO Message Board » South Orange Specific » Archive through June 20, 2006 » Archive through May 24, 2006 » Long term care insurance « Previous Next »

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jayjay
Citizen
Username: Jayjayp

Post Number: 656
Registered: 6-2005
Posted on Saturday, May 20, 2006 - 7:40 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

I see there is a resolution for this Monday's BOT meeting to offer long term care insurance to village employees and retirees. What is this about? How many companies offer long term care insurance to its employees and retirees? This insurance can be really expensive. Are we talking contributory, non-contributory, what?

Who raised this idea? Aren't we supposed to be reigning in costs?
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joso
Citizen
Username: Joso

Post Number: 336
Registered: 5-2001
Posted on Saturday, May 20, 2006 - 9:58 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

jayjay - Thank you for bringing this to our attention. The ever expanding mesh of permanent, irrevocable entitlements bestowed on our public employees in all levels of government...by themselves, is an outrage. It is not like additional benefits are needed to attract supplicants to the public feeding trough.
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Scully
Citizen
Username: Scully

Post Number: 498
Registered: 8-2005
Posted on Saturday, May 20, 2006 - 10:19 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

'supplicants to the public feeding trough.'

Hey! Blame the town not the workers! They're the one's responsible!
Can't blame a worker for accepting what's offered!!!

(and BTW I work for the private sector)
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susan1014
Supporter
Username: Susan1014

Post Number: 1573
Registered: 3-2002
Posted on Saturday, May 20, 2006 - 10:36 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Kids in a candy store, handing out our money.

I work for a company with unusually generous benefits, by current standards, and I can promise that LTC insurance is not among them!
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mrosner
Citizen
Username: Mrosner

Post Number: 2782
Registered: 4-2002
Posted on Saturday, May 20, 2006 - 6:46 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

It is a voluntary plan. If passed, any employee who wants to sign up must pay themselves (100%). The advantage to the employee is the same when any large company puts forth a voluntary plan - better underwriting and a discount.
No cost to the taxpayers.
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FlyingSpaghettiMonst
Citizen
Username: Noodlyappendage

Post Number: 139
Registered: 11-2005


Posted on Saturday, May 20, 2006 - 7:35 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Thanks M. Rosner, its amazing the conclusions people jump to.(not really amazing with this crowd.) Now that they planted the seeds without verifying the
accuracy of their statemsnts, I am sure this misinformation will spread like wildfire. Where's JTA??
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MHD
Citizen
Username: Mayhewdrive

Post Number: 4084
Registered: 5-2001


Posted on Saturday, May 20, 2006 - 8:40 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Mark,

Good news...and thanks for clarifying. I also commend jayjay for raising the issue to ENSURE there was no cost to the taxpayers. As "Tau" as proven, EVERY agenda item MUST now be carefully scrutinized because the BOT cannot be trusted to provide full disclosure instead explicitly asked.

On that note, does anyone know what "Resolution Designating Representatives to Negotiate on Behalf of the Township of South Orange Village During a COAH Mediation with Orange Lawn Tennis Club" is for? As I understand it, Orange Lawn Tennis Club is part of South Orange's Council on Affordable Housing (COAH) Plan, (just like the Quarry was) and is slated for residential development someday.

Who are the representatives being designated, who are they negotiating with and what are they negotiating for?
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jayjay
Citizen
Username: Jayjayp

Post Number: 658
Registered: 6-2005
Posted on Saturday, May 20, 2006 - 9:29 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Its a relief to know that the taxpayers won't be paying for the long term insurance. But I am curious as to why then is a resolution needed. Ordinarily wouldn't a note just be sent to the workers telling them they can now buy long term insurance as some group rate if they wished to do so. Why a resolution is necessary is not clear to me.

As for the Orange Lawn resolution, i hope someone can clarify what that is about.
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susan1014
Supporter
Username: Susan1014

Post Number: 1576
Registered: 3-2002
Posted on Sunday, May 21, 2006 - 1:22 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Glad to hear it...I'd gone looking for the information, and couldn't find it anywhere before posting...is text of resolutions posted before the meetings?

I try not to jump to conclusions, but I'm afraid that, at this point, I am a bit suspicious of anything spending-related that is not a direct service to citizens. Although I trust individual trustees, the BOT as a whole has lost most of my trust.

Jayjay, I can't answer your question directly, but I'm on a non-profit board and we took a similar vote before offering completely voluntary non-subsidized insurance to our employees.

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jayjay
Citizen
Username: Jayjayp

Post Number: 660
Registered: 6-2005
Posted on Sunday, May 21, 2006 - 3:19 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Susan1014-
That's interesting. My employer's human resources dept. simply sent us a note informing us that our health care provider was now offering long term health care insurance at favorable rates if we wanted to buy it at our expense. As it turned out, the rates were not so favorable. In any event, it would be really helpful if the BOT would publish a 2 or 3 line summary on the agenda as to what resolutions are about. We are taken to task for presuming certain things, but what choice are you left with if you don't have any real information. At one BOT meeting I thought they had agredd to do this, but I may be mistaken.
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mrosner
Citizen
Username: Mrosner

Post Number: 2783
Registered: 4-2002
Posted on Monday, May 22, 2006 - 10:01 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

The long-term care insurance issue was discussed last week the continuation meeting. The village attorney gave the details in public and the BOT was asked at the same time the public found out.
A private corporation might just have a meeting or the HR director makes a decision. In Government, we have to memorialize with a resolution.
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MHD
Citizen
Username: Mayhewdrive

Post Number: 4090
Registered: 5-2001


Posted on Monday, May 22, 2006 - 10:03 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Mark,

Do you know what "Resolution Designating Representatives to Negotiate on Behalf of the Township of South Orange Village During a COAH Mediation with Orange Lawn Tennis Club" is for? As I understand it, Orange Lawn Tennis Club is part of South Orange's Council on Affordable Housing (COAH) Plan, (just like the Quarry was) and is slated for residential development someday.

Who are the representatives being designated, who are they negotiating with and what are they negotiating for?
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susan1014
Supporter
Username: Susan1014

Post Number: 1580
Registered: 3-2002
Posted on Monday, May 22, 2006 - 7:34 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Mark, my bad for not having finished watching the tape of the last meeting yet...thanks for answers

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