| Author |
Message |
    
Joe
Citizen
Username: Gonets
Post Number: 1179
Registered: 2-2004
| | Posted on Tuesday, March 7, 2006 - 7:35 pm: | 
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I already pay for Water Line Protection. This obviously is different. It's $9/month and insures against damage that might result from fixing a sewer line blockage. The cost is negligible, but I'm not a fan of paying for something that's not necessary. My house is on a flat plot. Don't know how much that affects the potential for blockage. |
Trent_Daddy
Citizen
Username: Tcedwards
Post Number: 176
Registered: 6-2001
| | Posted on Tuesday, March 7, 2006 - 7:45 pm: |
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I don't pay for that service. It is rare a water line breaks between the house and the curb. However, the houses we live in are very old. I suppose it is possible you'll need the insurance one day.
My point of view is that we can not afford to insure everything in our lives. If you have noticed a person get insurance for just about everything. |
eb1154
Citizen
Username: Eb1154
Post Number: 460
Registered: 5-2001
| | Posted on Tuesday, March 7, 2006 - 7:50 pm: |
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You should take the following in to consideration:
1) How old is your sewer line or house?
2) Is there a big tree in front of your house, near the sewer line?
3) How far from the middle of the street is your house?
4) Have you had any sewer problems in the past?
5) Could you afford the cost of the repair if you had to pay for it if it did break? The cost usually runs anywhere from $1,000 to $4,000 and sometimes more.
That being said, sewer line breaks are not all that common, but they do happen. It's a decision you need to make for yourself.
Eric |
yabbadabbadoo
Citizen
Username: Yabbadabbadoo
Post Number: 329
Registered: 11-2003
| | Posted on Tuesday, March 7, 2006 - 11:39 pm: |
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I have the sewer line protection and just had someone come out to snake all the way out to the street. That alone just about covered the cost of the "protection". IMHO, if your house is 70+ years old and you're not aware of the line having been repaired/replaced, go for it.
FF |
Bob K
Supporter
Username: Bobk
Post Number: 10898
Registered: 5-2001
| | Posted on Wednesday, March 8, 2006 - 4:52 am: |
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Having the sewer line snaked isn't all that expensive. However, digging up the line and replacing it is very expensive, although I don't think this is all that common. I would go for the nine bucks a month. |
cody
Citizen
Username: Cody
Post Number: 957
Registered: 5-2001
| | Posted on Wednesday, March 8, 2006 - 7:06 am: |
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Our sewage line blocked and ruptured a few years ago. Believe me, it is expensive to have someone dig up the front lawn, excavate and replace the pipe and then deal with the raw sewage that backs up into the basement when something like this happens. I don't recall the exact price, but it was over $2,000. Doesn't happen often but when it does, it hurts. |
Joe
Citizen
Username: Gonets
Post Number: 1180
Registered: 2-2004
| | Posted on Wednesday, March 8, 2006 - 12:28 pm: |
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Thanks folks. It looks like I'll have to have one less six pack of premium beer a month and get the insurance. |
Purplebug
Citizen
Username: Purplebug
Post Number: 89
Registered: 10-2005
| | Posted on Wednesday, March 8, 2006 - 10:57 pm: |
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ok. Why did you jinx me? Or am I wrong. Went down in the basement to check on the boiler and low and behold a puddle of water. Now, help me if I am explaining this wrong. Supposedly there was an older sewer line and it has the head butting out of the cement floor (think phallic symbol) and two deep grooves next to it. It seems as though that line was stuffed with something in order to prevent....? Anyway, water seems to have collected there. I am getting a lot of white spots and cracks in my cement floor. It is an old floor, and I believe that Iw as told that water is coming up throught the ground. I have a sump pump and there is not water anyhere else. As posted earlier, I know that I have to regrade my lawn. Do you think that the water is seeping from the ground and through the line? It doesn't smell funny or see anything sewery (new word). Can I just replug, or do I need someone to snake it out? |
Purplebug
Citizen
Username: Purplebug
Post Number: 91
Registered: 10-2005
| | Posted on Wednesday, March 8, 2006 - 11:22 pm: |
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let's see if you guys can view this
if not, I hope that I was able to describe it properly |
Purplebug
Citizen
Username: Purplebug
Post Number: 92
Registered: 10-2005
| | Posted on Thursday, March 9, 2006 - 12:34 am: |
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I don't think the picture took, but I did some experimenting. Flushed the toilet, no problem. Then I let the tub water run for a little bit. BINGO!!! So I guess that means it is a water line problem (it's late, I'm tired and I have a date tomorrow and don't know what to wear, leave me alone)? I don't care about the lawn, the old gutter, the one that opens out to the street, I believe has been closed of for years. I do have a tree in front and it has already lifted up cement blocks, so maybe it finally grew into the pipe? I also have an old tree stub, but that thing has been rock salted so I don't it is that. Geez, the things you prepare for and the things that surprise you!!!!
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hch
Citizen
Username: Hch
Post Number: 217
Registered: 8-2002
| | Posted on Thursday, March 9, 2006 - 12:53 am: |
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I have sewer line insurance.
I've had sewer line snaked several times and roots have been discovered more than once. Would be very costly to dig up lawn, possibly part of sidewalk, clean basement, etc.... |
Arsenal
Citizen
Username: Arsenal
Post Number: 75
Registered: 8-2004
| | Posted on Thursday, March 9, 2006 - 11:37 am: |
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Are people snaking the sewer line just because, or was there some issue that made people snake it out? We have never done it, and I doubt the people before us did either. |
Joe
Citizen
Username: Gonets
Post Number: 1182
Registered: 2-2004
| | Posted on Thursday, March 9, 2006 - 12:50 pm: |
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Purplebug,
Sorry about putting the evil eye on your plumbing. I'll try to think good thoughts about the infrastructure of your home. Sounds like a big pain in the neck. |
wnb
Citizen
Username: Wnb
Post Number: 343
Registered: 8-2001
| | Posted on Thursday, March 9, 2006 - 3:16 pm: |
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I would not pay $9 a month for this until I first called my insurance company and determined whether it was covered under my policy already or not, and inquired as to whether they were willing to cover it and if so for how much. You sure this company is going to be around when you need them? You're better off having some $ socked away earning interest that can cover any number of things like this which could happen to you but are relatively unlikely. What's even more unlikely is more than one of them happening at the same time. That's called self-insurance and it's a more financially prudent option if you have the discipline to do it.
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LilLB
Citizen
Username: Lillb
Post Number: 1380
Registered: 10-2002
| | Posted on Thursday, March 9, 2006 - 3:17 pm: |
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I called my insurance company a couple of years ago and what is covered under the protection policy is not covered under homeowners insurance. My agent also lives in the area and she said she herself signed up for the sewer line protection. |
Purplebug
Citizen
Username: Purplebug
Post Number: 101
Registered: 10-2005
| | Posted on Friday, March 10, 2006 - 11:21 am: |
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Joe, don't know if you are a man of the cloth or just a really cool guy; maybe both; but keep sending those good vibrations. Got the problem fixed, didn't cost much. WHOOOPEEEE!!! How about some numbers for the next Mega Millions?!?! I don't need all six, just enough for $500k.  |
yabbadabbadoo
Citizen
Username: Yabbadabbadoo
Post Number: 333
Registered: 11-2003
| | Posted on Friday, March 10, 2006 - 7:41 pm: |
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Arsenal:
Slow running drains and/or toilets that don't respond to the usual remedies may indicate that a good snaking is in order.
FF |
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