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Antonio Cafiero
Citizen
Username: Acafiero

Post Number: 7
Registered: 10-2002
Posted on Tuesday, November 5, 2002 - 11:17 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Hi. I am expanding a business and am looking for some sharp individuals to help me. If you are interested in an opportunity with tremendous potential please send your resume to or contact me at antoniocafiero@hotmail.com
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cfa
Citizen
Username: Cfa

Post Number: 685
Registered: 5-2001
Posted on Wednesday, November 6, 2002 - 5:34 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Can you be more specific with the job title/description?
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Antonio Cafiero
Citizen
Username: Acafiero

Post Number: 9
Registered: 10-2002
Posted on Wednesday, November 6, 2002 - 8:58 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

I can be. However, it would be much easier to speak with you. Please call me at 908-377-8625 or e-mail me at the address in the original message. It will only take a few minutes of your time.
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simpson
Citizen
Username: Simpson

Post Number: 11
Registered: 10-2002
Posted on Wednesday, November 6, 2002 - 9:52 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

It's rather creepy that he won't say what it is here OR say what company it's with. My advice is to not call this person and to always show caution with people using hotmail addresses.
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jfburch
Citizen
Username: Jfburch

Post Number: 277
Registered: 6-2001
Posted on Wednesday, November 6, 2002 - 1:26 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Yup. I call it spam if he can't provide at least a basic description.
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deborahg
Citizen
Username: Deborahg

Post Number: 393
Registered: 5-2001


Posted on Wednesday, November 6, 2002 - 7:25 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

I agree. I actually emailed him (you) but he (you) wouldn't provide the description by email, either. Anthony, would you please tell us what you do and what/who you are looking for?
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Antonio Cafiero
Citizen
Username: Acafiero

Post Number: 10
Registered: 10-2002
Posted on Thursday, November 7, 2002 - 2:01 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

The company I work for is Primerica Financial Services - an affiliate of Citigroup. Our goal is to help people become debt free and financially independent. We show people how to make and save money for retirement.

I believe this to be a noble cause and have seen how many people, including myself, can use assistance in accomplishing those 2 things.

I am trying to expand this business and thought that some of my neighbors would enjoy the opportunity I have found to make $1500.00 to $2000.00 a month just on a part time basis.

It’s too much to go into over the phone or in e-mail. I need to meet people face to face so I can explain something’s on paper. I would invite anyone who is interested to our corporate overview and then interview them.

I don’t understand why hotmail addresses are an issue. They seem fairly intelligent to me since they are free and you don’t have to change your address if you change your internet provider. I apologize if there was any confusion. I was sincerely trying to help and looking for any interest. I hope that the hotmail address did not discourage anyone from inquiring further. In this world lately, I can understand a little suspicion or caution, but I did not realize it was so prevalent. I was cautious also when first interviewed for the position, but I was pleasantly surprised to find a wonderful organization with an honorable goal. That is refreshing, if you give it a chance. You could never know too much about money, could you? Anyone interested is still free to contact me. As a matter of fact I encourage it. Please call me Antonio. Thanks.
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jfburch
Citizen
Username: Jfburch

Post Number: 281
Registered: 6-2001
Posted on Thursday, November 7, 2002 - 3:33 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

http://ww4.primerica.com/public/what/opp/opp02.html

Still pretty fuzzy. Smells like sales w/a hint of pyramid to me. And I wonder how many PT hours it really takes to get 2k a month.
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Joan
Citizen
Username: Joancrystal

Post Number: 1126
Registered: 5-2001
Posted on Thursday, November 7, 2002 - 4:37 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Antonio:

Just a few questions to help clarify things for your fellow MOL posters who may be interested in your offer:

Will the people you hire work for a straight salary, a commission or both? How much of what they earn is shared with you or some other "manager" at the company?

Do you offer your employees any fringe benefits and if so what?

Do your employees have to pay any hidden costs (such as a hiring fee, cost of reference materials and/or work kits, phone bills if they are working the phones from home, travel costs if they are meeting with prospective clients in the client's home or office, etc.) and if so what do they have to lay out and what does this payment to your firm cover?

Do the people you hire need to bring in their own clients or will they be assigned to work with clients who have already contacted your agency?

Will the people you hire work out of your company's offices, out of their own homes, travel to client's locations, or a combination and how will this work?
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Nancy Janow
Citizen
Username: Librarylady

Post Number: 619
Registered: 5-2001
Posted on Thursday, November 7, 2002 - 7:58 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Not saying that it is, but a lot of the website hits during a Google search complain of Primerica being a multilevel marketing scam (think Amway!)
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emmie
Citizen
Username: Emmie

Post Number: 90
Registered: 3-2002
Posted on Thursday, November 7, 2002 - 8:00 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

JF, I agree it reeks of a pyramid scheme to me too. Like A.L. Williams or Amway or somethng similar. Anthony, you still need to be more specific. Many of us are major skeptics....and cynics. But I hope it works out for you.
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Antonio Cafiero
Citizen
Username: Acafiero

Post Number: 11
Registered: 10-2002
Posted on Thursday, November 7, 2002 - 8:32 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

I appreciate the good wishes Emmie, and please call me Antonio.

Joan, those are all good questions. I could right a thesis on the answers. That is why I encourage anyone interested to come to the corporate overview.

There are no hidden costs. I am starting my own business through Primerica Financial Services. It does not take many hrs. part time to earn the cash I spoke about. It is about 8 to 10 a week. Doesn't that money sound good to you? It is an outstanding, supportive environment in which we help people. Does that sound like it would be something that would interest any of you? We have been approached with all those names and labels. Unfortunately, that is what happens in this suspicious world where many people can not beleive that someone could help another just because they want to.

What is the definition of a pyramid? Many people use that term but no one has ever explained what they mean? Primerica has been around about 20 years and we are the distrubution hub for Citigroup. One of the Dow Jones 30 and the largest finacial institution in the world - a trillion dollars and growing. Pleaase feel free to research these statements. Would such an intitution risk participating in a scam?

Make no mistake. This is not a scam. You will have to work to succeed just like every other oppotunity, however the potential for succcess is greater here. If any of you would like to attend a corporate overview please conatct me and we can see if you are qualified for the position. If not, good luck with your financial futures.
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deborahg
Citizen
Username: Deborahg

Post Number: 396
Registered: 5-2001


Posted on Friday, November 8, 2002 - 8:37 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Thanks for the explanation, Antonio. I will take a pass, but I wish you luck!
Deborah
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Joan
Citizen
Username: Joancrystal

Post Number: 1133
Registered: 5-2001
Posted on Friday, November 8, 2002 - 6:36 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Antonio:

A thesis isn't needed but a few short answers to my questions might help prospective employees evaluate your offer. All I see in your above posts to date is a fair amount of rhetoric.

Until we receive a little more specific information, most of us will remain skeptics.
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Kramer
Citizen
Username: Kramer

Post Number: 1
Registered: 9-2002
Posted on Friday, November 8, 2002 - 8:55 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

It's kinda like Kramerica. Here's a link that I came across:
http://www.angelfire.com/ny5/misleadbypfs/

Perhaps Antonio can clarify the allegations mentioned on this page.
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Antonio Cafiero
Citizen
Username: Acafiero

Post Number: 12
Registered: 10-2002
Posted on Saturday, November 9, 2002 - 12:03 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Kramer, I don't mean to be rude, but those sites seem to be bitch sessions and not based on fact. The internet is a wonderful tool, however, it, as we well know, is also a haven for those who want to look intelligent just by showing their opion to hundreds of people.

All businesses or jobs have pros and cons. It is not new that one has to work hard to get ahead in Primerica. Isn't that true of every job? Finacial analysts get paid hundreds of dollars to do their job. I am sure they don't like people doing their job for nothing. One of Primerica's goals is too help people. Since I have been involved, and beleive me I looked, I have not found anything unethical. It is a business that sells their products to make money. Should they be ashamed of that?

Can someone possibly find a better deal on life insurance? I am sure that could happen. The mortgage information on that site is totally wrong. There is a little more to it then was mentioned. One of the gentlemen even used the principles taught by Primerica to improve his finacial situations and is still bad mouthing them. Primerica as does any business sells their products or services by highlighting the strong points. If anyone thinks that every company doesn't do that then your being naive.

Not everyone makes it at Primerica, in fact a small percentage do. But, I can tell you that people get promoted and its a great environment. Some of the things that Primerica teaches have nothing to do with Primerica and are just basic ways in which certain inductries take advantage of the public.

I can also tell you that no ever forces yoy to do anything. As a matter of fact, they recommend that you keep your jjob untill you get to a certain level or are comfortable.

I feel sorry for everyone who is so sinical that they are not even willing to listen to a new idea oor think out of the box. It is human nature to speak ill of something one had failed at. Unfortunately, most of those peopl on those sites are in that place. Is everyone so accustomed to everything being so hard or sneaky that they refuse to believe something could actully work or be easier. I am sorry if I rambled, but I am sick of the sinicism. I will try my best at this hjust like I do for everything else. If I succeed, great. If not, then it will be another lessen learn. Remenber that the road to success is paved with many failures. Even Thomas Edison, the great inventor, who had probably more inventions then anyone else, also failed mor ethen anyone else. Imagine if he listened to the sinics and was so close minded!
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duncanrogers
Real Name
Username: Duncanrogers

Post Number: 128
Registered: 12-2001
Posted on Wednesday, November 13, 2002 - 9:46 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

in keeping with the spirit of the thread...How about an all expense paid vacation for two. Surf and sun your thing? Then come to the Bahamas for three days and nights of fun and frolic. Perhaps exotic Hawaii is your dream destination? Bermuda shorts your prefered style of outerwear? We have them all. Or maybe somewhere cold and snowy where you and your loved one can snuggle by the fire after skiing the afternoon away. Aspen? Stowe Vt, Telluride? Everything is included, airfare, transfers, meals, gratuities. All we ask is that you let us staple your butt in the chair and super glue your feet to the floor while we assault your senses with the wonders of time sharing and the purchase of properties not yet built on this spectacular site. We guarantee this meeting, in the comfort of your own suite, will not last more than a torturous 90 minutes after which time you will be free to enjoy all the amenities our resorts have to offer. Simply drop by the sales office after our little tete-a-tete and pick up your lift tickets, or scuba passes or whatever your little heart desires.

I know two people who have, despite great native intelligence, gone the way of Primerica. Both are recovering now but stand as warnings to all. This offer on this board is really no more than an 8x11 hunk of paper tacked to a telephone pole.
Do not, I repeat DO NOT GO NEAR THIS COMPANY
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shh
Citizen
Username: Shh

Post Number: 415
Registered: 5-2001
Posted on Wednesday, November 13, 2002 - 12:05 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Antonio...it's CYNICAL. Cynical...cynics.
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cfa
Citizen
Username: Cfa

Post Number: 717
Registered: 5-2001
Posted on Monday, November 18, 2002 - 8:57 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

I don't find those Vacation Ownership presentations all that grueling. I feel you get way more than your money's worth for 90 minutes of your time.
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Ed May
Citizen
Username: Edmay

Post Number: 982
Registered: 9-2001
Posted on Tuesday, November 19, 2002 - 1:33 am:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Fellow MOLandians:

I have a good friend that works for Primerica. My wife and I went to a session. The concept is that you buy term insurance and invest the difference. They are part of Saloman Smith Barney. None-the-less I do not like Primerica. Borderline pyramid scheme. I WOULD NOT go with them. Most of the Primerica people we met have veneer thin knowledge. What they are sellingg you can buy better and cheaper and more comfortably elsewhere.
Amen.
Ed May
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jefforlando
Citizen
Username: Jefforlando

Post Number: 20
Registered: 5-2002
Posted on Friday, December 13, 2002 - 1:39 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Kudos to MOL for breakin-it-down.
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#9Dream
Citizen
Username: 9dream

Post Number: 16
Registered: 12-2002


Posted on Friday, January 3, 2003 - 3:14 pm:   Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)

Shh:

He also suggested he could "right" a thesis on the details of his offer, LOL.

If it walks like a duck, and it spells like a duck....

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