Home owner's imsurance w/ "business p...

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Author Message   doulamomma Citizen Username: Doulamomma Post Number: 130 Registered: 3-2002 Posted on Friday, April 25, 2003 - 5:20 pm:        Hi, I am looking to switch home owner's insurance to a good company that will allow a rider for "business pursuits" - anyone have a compnay &/or broker they suggest? Thanks!   doulamomma Citizen Username: Doulamomma Post Number: 131 Registered: 3-2002 Posted on Friday, April 25, 2003 - 5:21 pm:        That would be "insurance", not "imsurance"!   bobk Supporter Username: Bobk Post Number: 2951 Registered: 5-2001 Posted on Monday, April 28, 2003 - 8:45 am:        My understanding is that "business pursuits" coverage is pretty freely written by most HO carriers. The problem, especially in doulamomma's case, is that it doesn't pick up professional liability coverage.   doulamomma Citizen Username: Doulamomma Post Number: 132 Registered: 3-2002 Posted on Monday, April 28, 2003 - 11:50 am:        Good point - I'm not looking for professional liability coverage (aka when I'm at a birth, etc.) - just looking for coverage in case someone coming to my home for a class slips & falls - much like a tutor or piano teacher who has students coming for instruction.   oots Citizen Username: Oots Post Number: 77 Registered: 6-2001 Posted on Monday, April 28, 2003 - 9:56 pm:        I had to get a separate business policy to cover slip & fall & some equipment. Cost used to be around $200-jumped to $350 last year after cutting coverage. My policy was purchased thru Marine Agency downtown. Ask for Doug. Oots